• What is the difference between a Life Insurance Broker and a Life Insurance Company?

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  What are the most common optional extras available?

  When considering the purchase of a life insurance policy you are almost certainly going to be offered additional extras that maybe added to the plan. The following three are the most common: -

  What is Level Term Insurance?

  Level Term Insurance is a form of insurance that pays a lump sum to you or your family if you die or fall terminally ill whilst the policy is in force.

  What is Whole of Life?

  A Whole of Life Assurance policy has no predetermined termination date and it will continue in force until the policyholder dies or they surrender the policy.

  What is Mortgage Insurance?

  Mortgage Insurance is also commonly known as Mortgage Protection Insurance.

  What is Critical illness Insurance?

  Critical Illness Insurance pays an lump sum if you are diagnosed with a serious illness or critical illness.

• Can I get an Instant Quote?
• Is the price I get quoted the price I get charged?
• If my policy is “Rated”, what does this mean?
• Can Life Insurance be arranged quickly?
• What is Life Insurance?
• What is the difference between Life Insurance and Life Assurance?
• What is the difference between Guaranteed and Reviewable policies?
• What are the most common optional extras available on policies?
• What is Term Insurance?
• What is Level Term insurance?
• What is Whole of Life?
• What is Mortgage Life Insurance?
• What is Mortgage Payment Protection Insurance?
• What is Family Income Benefit Insurance?
• What is Income Protection Insurance?
• What is Critical illness Insurance?
• What is Terminal Illness Insurance?
• How does my age affect my premium?
• Will my premiums increase over time?
• Will my medical history affect my premium?
• Will I need a medical?
• Will I get charged more as a smoker?
• Are there any fees or extra costs to pay?
• How is a claim made?
• Does a UK Life Insurance policy work abroad?
• Life Insurance Top Tips

We are also starting to add additional Frequently Asked Questions in other related Financial Topics

Mortgages

• First Time Buyer Mortgages
• What is a remortgage
• What is a Mortgage

• Laws
• Laws in Scotland
• Laws in the European Union
• The Financial Services Authority
• Complaints about a Life Insurance Company
• Complaints about a Life Insurance Broker
• Complaints about a Financial Adviser
• Complaints about misleading advertising

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